More than ever, parents are concerned about not only their own identity protection, but the identity of their children and other members of the family. Between major data breaches in health care companies and government agencies over the last year and a tax increase of identity theft, Social Security numbers and other sensitive information by people of all ages were exposed and stolen by criminals of all kinds. There is only so much you can do on your own to protect your family against identity theft can wreak havoc on your life, but a protection service against identity theft can give a hand. These services can not prevent identity theft - no one can - but they offer protection in the form of monitoring public records, the black market of Internet and other places where the stolen information may appear alerts assistance to identity theft in real time so you know when something suspicious is detected. Until recently, TrustedID was the champion of the crown of family plans, but now that Identity Guard released its own plan, we decided to pit the two against each other to help families try to decide that the plan of the best family.
Price
Identity Guard provides a month to month plan family $ 24.99 / month and requires no annual contract or commitment. Compared to the month to month TrustedID plan is slightly higher than $ 26.99 / month, but if you opt for an annual pre-payment, you can get the most for your money - it's only $ 22.50 / month ( $ 270 / year). Keep in mind, if you decide to cancel an annual plan with TrustedID, you have 180 days to receive a refund of 50%. After 180 days, canceled plans receive no refund at all. If you are unsure whether you want a one-year commitment, it is probably best to start with a monthly fee if you opt for TrustedID. The month to month benefit model Identity Guard is that you can cancel any time, if you spend a little more each month in the process.
Although Identity Guard offers a free 30-day trial for the individual, there is no free trial for his family plan. On the other hand, TrustedID offers all new members a free 14 day trial, so if you want to test the service, you can do it for free.
members of the family protected
family plans "Both services allow the protection and monitoring of two adults in the same household. The plan of the Identity Guard family allows you to add up to 15 children under 18, with proof of legal guardianship of each. TrustedID other hand, allows you to add an unlimited number of family members living at the same address - which means, in addition to children under 18, you can add children over 18 years, as well as grandparents, cousins, etc. . That said, it is important to note that only two primary members will receive credit monitoring services, which is something you'll want to think. However, if you have a lifestyle of non-traditional family or adult children at home, TrustedID will definitely be your best bet to protect your entire family. On the other hand, the most traditional families with one or two adults and a child or children under 18 years are best suited for Identity Guard.
Both family plans are compatible for single parents - and, in fact, an Identity Guard family plan will be reduced to $ 19.99 / month while maintaining protection for the account holder Senior and children if the second adult n 't register or cancel their account.
credit monitoring services provided by both is excellent, but if you want more regularly to date reports and scores as you can get, Identity Guard will be your best bet. With Identity Guard, you get updated credit scores and public records to report each quarter, while only TrustedID provides scores and reports from TransUnion and Experian credit once a year. That said, if you do not feel the need to keep an eye on the three reports and credit scores, TrustedID provides reports made monthly updates and scores from Equifax. Note that even if you reports and credit scores are updated on a protection service against theft semi-regular basis, is the identity you select monitor activity on your credit reports daily and alert you when a new account is opened in your name.
Child supervision
The children added to an Identity Guard family plan is protected under its Sure KID program that analyzes thousands of data sources, such as DMV records, records government, public services and other areas where your child's social security number or other information could be used by criminals to open new accounts or conduct an otherwise unlawful activity. Identity Guard also provides all members with $ 1,000,000 coverage for identity theft charges, as well as assistance contact creditors and credit bureaus, as well as restoration of the identity of the person, in case the identity theft occurs.
TrustedID provides all members, including those under 18, with a wide range of welfare services, including monitoring the black market on the Internet and public folders. In addition, TrustedID helps members asked for medical records to the visualization to help ensure the identity of the medical flight has not taken place - a big deal after so many recent corporate health insurance have seen major violations data in the last year. Like Identity Guard, TrustedID offers $ 1 million insurance to cover identity theft recovery costs, as well as assistance for the restoration.
So which service offers the level of the best family?
The two guard Identity and TrustedID provides protection against identity theft outstanding, especially in the areas of monitoring and credit restoration assistance. While they are both fairly matched in terms of prices, depending on the composition of your family and you want to protect, you want to consider what plan will best serve you - TrustedID is the obvious choice for those with grandparents elderly parents, adult children or other family members living in their home that they would like to protect. Regarding the protection of children under 18 years, the two services are also well suited, but TrustedID offers some additional services such as medical aid recovery file that might make a better choice for those whose families have been affected by the recent violations of health insurance. Whatever service you choose, you and your family will have peace of mind knowing your information is protected.
For more information on these services, and read in-depth reviews of other services like them, head to our view of identity theft protection page.
Disclaimer: This content is not provided or commissioned by the companies mentioned in this article. The views expressed here are solely the author and have not been reviewed, approved or otherwise endorsed by the companies mentioned. NextAdvisor.com can be compensated by the advertiser affiliate programs.
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